Browse topics like loop Skip to Videos All | predatory debt | APR | credit concepts | credit scores | determining loan costs | how loans work | payday loans | flex loans | tribal loans | @betterfi | @spikeatbetterfi | "PAYMENT HISTORY" on Credit Karma doesn't mean what you think. What is the "base segment" that lenders send to the bureaus and what does it mean for the "payment history" shown on something like Credit Karma? You're not paying attention to the RIGHT credit score! What's the deal with credit scores anyway?? THREE #CREDIT MYTHS Three credit myths about paying bills, income, and whether or not bad credit is irredeemable!