REFINANCE YOUR LOAN TO SAVE MONEY AND ACTUALLY PAY IT OFF

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ARE YOU ELIGIBLE TO APPLY?

How it Works

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See What You'd Save and Check Eligibility

Use our savings calculator to estimate what you’d save with BetterFi, and then complete our eligibility checklist to access the application.

Gather Docs and Complete Application

Collect photos or scans of required documents, complete the application (takes less than 15 minutes), and upload the photos or scans of required documents at the end to submit your application.

Wait for Approval

Wait for approval, denial, or a request for more information. The maximum wait is typically 1 business day.

Get Full Payoff Amount

If approved, call and get your payday or title loan’s full payoff amount 7 business days after your approval.

Sign with BetterFi and Receive Payoff

Either meet with BetterFi to sign our agreement and receive a cashier’s check made out to your previous lender, or sign electronically and receive the cashier’s check in the mail.

Pay off other Lender, Save with BetterFi

Bring the cashier’s check to the other lender to pay off your loan, and begin smaller payments with BetterFi to save money, build credit, and actually pay off your loan.

*This estimation is based on the typical APR of Tennessee loans renewed the number of times a typical Tennessee title loan borrower renews. This estimation is for illustrative purposes only and is not a quote. Actual costs from various lenders may differ, and displayed BetterFi costs are not a guarantee of price. For more information on this calculation, visit betterfi.co/comparo.

We also offer the services below

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Get Your Taxes Filed for Free

BetterFi is an IRS-certified Volunteer Income Tax Assistance (VITA) site, and so we set up regular hours and special tax workshops during tax season to enable you to file your annual income taxes for free.

Learn more here.

Get Financially Fit

BetterFi offers a financial coaching curriculum developed by the Capital Good Fund. We can deploy this one-on-one or in a group setting. If you’d like to set up coaching, contact us on the website or using the contact information below.

Learn more here.

Get Financially Empowered

BetterFi keeps copies of the CFPB’s “Your Money, Your Goals” toolkit. This is an extensive workbook designed to help you learn about managing your money and goals at your own speed. Contact us on the website or using the contact information below to get your copy.

Learn more at the CFPB.