Mostly we work with payday, title, and flex loans. Before completing an application, we advise contacting us with basic details so we know if applying makes sense for you.

Balances and past payments are key to determine how much you’d save.

Photos or scans will be required for some documents like IDs, but we can link to your online banking or banking app instead of collecting bank statements.

You can go through the application on your own or we can take you through it.

The credit committee will try to build a picture of your financial situation to see if ReFi is the right solution.

Often the committee will have follow-up questions or request clarifications.

Sometimes we will start with one piece first before we can address all outstanding predatory debt.

Usually we cut cashier’s checks or money orders to the other lenders so that you can pay them off in full.

Work and communicate with BetterFi to keep your account and credit reporting in good standing until you’re paid off!