Browse topics like loop Skip to Videos All | predatory debt | APR | credit concepts | credit scores | determining loan costs | how loans work | payday loans | flex loans | tribal loans | @betterfi | @spikeatbetterfi | The Only 2 Google Sheet DEBT Equations You Need Use these Google Sheets equations to figure out HOW LONG you’ll need to pay and HOW MUCH you’ll need to pay to pay off your loan or debt. How can a PAYDAY LOAN have 460% APR but "NO INTEREST??" Payday lenders might claim "NO INTEREST" but the APR is still more than 400% – how does that work?? Think you know how much interest I'd pay? #credit #finance How much interest do you pay on a 10% loan over one year? Most people get this wrong. Why does it seem like some loans don't pay down? APR! #debt What is the best way to figure out why a loan isn’t paying down? APR!