No Funny Business
Credit to deal with unexpected expenses.
If you have a side hustle, microenterprise, or small business with positive cash flow (you’re making money) and have a credit need, BetterFi may be able to assist.
Situations that BetterFi can often work with:
Replacing or repairing a failing piece of equipment that is critical to maintain your business
Replacing a piece of equipment that will allow your business to meet increased demand
Working capital finance to meet increased demand or orders
Refinancing an expensive flex loan or merchant cash advance that you have been paying on
Approvals are not guaranteed – we will want to evaluate your current business cashflow to assess ability to repay.
BetterFi serves statewide, but has a focus on the South Cumberland Plateau area including Grundy County and the area around Hamilton County.
Review our general application process here.
Some additional requirements for business credit applications:
Copy of your business license
Copy of your business structure documents
3 months of business and personal bank statements (or connect via Plaid)
State-issued IDs, bank statements, and tax returns for any person with >20% of ownership
Other supporting information like invoices or quotes