See What You'd Save and Check Eligibility
Use our savings calculator to estimate what you’d save with BetterFi, and then complete our eligibility checklist to access the full application.
Gather Docs and Complete Application
Collect photos or scans of required documents, complete the application yourself or with us on the phone or in person (takes around 20 minutes), and upload or submit the photos or scans of required documents.
Wait for Credit Committee
Once the full app and documents are submitted, wait for approval, denial, or requests for more information from the credit committee. Usually we have information within 2 business days, but the committee may request additional information.
Get Full Payoff Amount
If approved, call and get your payday, title, or flex loan’s full payoff amount 7 business days after your approval.
Sign with BetterFi and Receive Payoff
Either meet with BetterFi to sign our agreement and receive a cashier’s check made out to your previous lender, or sign electronically and receive the cashier’s check in the mail.
Pay off other Lender, Save with BetterFi
Bring the cashier’s check to the other lender to pay off your loan, and begin smaller payments with BetterFi to save money, build credit, and actually pay off your loan.